Commercial Property Owners
Please contact our Property Owners team who will be delighted to assist with your enquiry.
We strive to provide insurance, and to articulate our knowledge of the risks within this sector, to best assist our brokers and their clients.
Considerations for brokers and their clients may include:
Our risk appetite includes:
- Occupancy of all parts of the premises
- Type of lease; this should be a 'full repairing lease'
- Adequacy of rebuilding costs. This is a key area for broker and property owners with 'average' clauses still often applied to claims by Insurers
- Construction / fire separation
- Portable heater use
- Electrical inspections
- Portfolios / scheme arrangements
- Small individual properties
- Large individual location exposures up to £15,000,000
- We can provide a rebuilding cost calculation service for certainty
- Wide occupancy appetite
- Minimum Premium £250 plus Insurance Premium Tax