Real Estate
Our Real Estate facility is backed by A rated capacity, delivers a competitive product, and we handle claims through our award winning in-house claims team meaning service is quick and efficient. We have experienced and empowered real estate underwriters ready to assist our brokers and their clients.
We have the ability to write up to £100,000,000 TSI any one location which is market leading for a virtual insurer.
Appetite
- Property located in England, Scotland or Wales
- Residential property of all kinds:
- Private dwelling homes
- Maisonettes
- Blocks of flats (purpose built or converted)
- Mixed use buildings and mixed property portfolios
- Managing agent portfolios
- Retail, office and light industrial commercial property
Can be considered:
- Blocks with some holiday let use (up to 50% of total)
- Listed buildings (GII, GII*, GI and Scotland equivalent)
- Hospitality and accommodation (pubs, restaurants/takeaways, bars, hotels)
- Properties with modern methods of construction
- HMOs & purpose built student lets
Core Features & Benefits
Property Damage:
- All risks covering damage not otherwise excluded
- Standard day one uplift of 35%, up to 50% available
- Landlords' contents automatically covered up to £50,000
- 60 day unoccupancy trigger
- Contract works covered up to £250,000
Property owners' liability:
- £10,000,000 limit of indemnity as standard
- Managing agent indemnity available via
- optional extension
- Includes £250,000 cover for advertising liability
Loss of rent/alternative accommodation:
- Residential cover automatically included at 33.3% of uplifted sum insured, 36 month indemnity period
- Commercial loss of rent based on declared value - choose from 12, 24 or 36 month indemnity period
Additional cover options
- Legal expenses - limit £50,000 for your property or £100,000 for your business
- Terrorism (Pool Re or private market) - declared values follow the property damage section
- Employer's liability - £10,000,000 limit of indemnity as standard
Speak to the team: [email protected]
