Welcare-Nursing, Residential and Rest Homes Insurance

Welcare-Nursing, Residential and Rest Homes

Some key considerations for brokers and their clients can incorporate:

  • Abuse coverage – express, silent, excluded?
  • Extent of ‘treatment’ coverage
  • Theft of materials forming part of the buildings
  • Inspection by and requirements of CQC (England), CSIW (Wales), Care Commission (Scotland), RQIA (Northern Ireland)
  • Scope of Legal Expenses coverage, for example Coroner’s inquest coverage
  • Staff retention levels
  • Staff background checks
  • Kitchen hygiene standards
  • Fire detection and suppression
  • Service user profiles and management thereof
  • Financial position of proposer, which for example indicates ability to apply and continue high quality health and safety and risk management processes.

Our risk appetite includes:

  • Elderly service users
  • Adult Learning Difficulty service users
  • Individual location exposures up to £20,000,000
  • Minimum Premium £1,000 plus Insurance Premium Tax

Proposal Form

File Size: 2.7MB

Options of Cover...

  • Property and Business Interruption
  • Legal Liability
  • Directors and Officers Liability
  • Legal Expenses


Coming soon...

Our Specialist Welcare-Nursing, Residential and Rest Homes Team...

Catherine Quirk
Catherine Quirk

t. 0208 315 5002
e. catherine.quirk@camberford.com

April  Ludford
April Ludford

t. 0208 315 5070
e. april.ludford@camberford.com

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