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Product Governance and Fair Value Assessment



Product Governance and Fair Value Assessment

This page was last updated on 21 March 2025

Camberford Underwriting is committed to conducting its business in a fair, honest and open manner and we have a focussed team in place to provide appropriate oversight, governance and controls.

We have a range of products available to our broker distributers and we conduct reviews of our products regularly.

To assist our brokers with obligations as distributors, the following can be viewed below:

  1. A summary of our Product Approval and Ongoing Product Governance Process
  2. Product Governance and Fair Value Assessments (including Target Market Statements) for each of our products

The list and assessments do not include products distributed exclusively to a distributor, and we will communicate separately to such brokers in this regard.

Please direct any request or queries to [email protected].

We welcome any feedback from our distributors regarding the performance of our products. Such feedback will be considered in the subsequent product review.

Our Product Approval and Ongoing Product Governance Process

Version 1 - February 2022

File Size: 445kB

1 Electrical, Heating, Ventilation, Plumbing and Air Conditioning Contractors

PG & Fair Value Assessment - October 2024

File Size: 273kB

2 Lift Engineers

PG & Fair Value Assessment - October 2024

File Size: 331kB

3 Flooring Contractors

PG & Fair Value Assessment - October 2024

File Size: 330kB

5 Arboricultural Contractors, Tree Surgeons and Associated Activities

PG & Fair Value Assessment - March 2025

File Size: 170kB

6 Contractors Combined

PG & Fair Value Assessment - October 2024

File Size: 342kB

7 Contract Works

PG & Fair Value Assessment - October 2024

File Size: 328kB

9 Leisure Pursuits

PG & Fair Value Assessment - October 2024

File Size: 332kB

11 Hotels and Guest Houses

PG & Fair Value Assessment - October 2024

File Size: 327kB

12 Restaurants and Public Houses

PG & Fair Value Assessment - October 2024

File Size: 324kB

14 Caravan and Chalet Parks

PG & Fair Value Assessment - October 2024

File Size: 325kB

15 Sports and Social Clubs

PG & Fair Value Assessment - October 2024

File Size: 327kB

16 Leisure Homes (Holiday Homes, Static Caravans and Holiday Park Homes)

PG & Fair Value Assessment - October 2024

File Size: 309kB

19 Commercial Property Owners ((now replaced by products 32.a to 32.h))

PG & Fair Value Assessment - March 2025

File Size: 197kB

20 Domiciliary Care Services Providers

PG & Fair Value Assessment - March 2025

File Size: 170kB

23 Recruitment Agency and Employment Businesses

PG & Fair Value Assessment - October 2024

File Size: 329kB

24 Tour Operators and Travel Agents

PG & Fair Value Assessment - October 2024

File Size: 322kB

25 Excess of Loss (Public and Products Excess Liability)

PG & Fair Value Assessment - March 2025

File Size: 209kB

26 Commercial Legal Protection (DAS Legal Expenses) ((for the Security and Cleaning sectors))

PG & Fair Value Assessment - November 2024

File Size: 908kB

27 Cleaning Industry

PG & Fair Value Assessment - October 2024

File Size: 322kB

29 Close Protection

PG & Fair Value Assessment - October 2024

File Size: 313kB

30 Security Industry

PG & Fair Value Assessment - October 2024

File Size: 334kB

31.a Professional Indemnity: Design and Construct

PG & Fair Value Assessment - October 2024

File Size: 323kB

31.b Professional Indemnity: Miscellaneous

PG & Fair Value Assessment - October 2024

File Size: 319kB

32.f Property Owners: Ergo

PG & Fair Value Assessment - June 2024

File Size: 579kB

32.g Property Owners: AXA XL

PG & Fair Value Assessment - June 2024

File Size: 574kB

32.h Property Owners: Arag Legal Expenses

PG & Fair Value Assessment - June 2024

File Size: 530kB

33 Soft Play

PG & Fair Value Assessment - October 2024

File Size: 309kB

34 Real Estate

PG & Fair Value Assessment - March 2025

File Size: 126kB